For people looking for financial accountability and future planning, The Retirement Mirage is a book that will awaken the financial guru in you. Throughout the book, we hear stories of financial situations that are truly relatable. The book starts with talking about the downturn in the market during 2008 and 2009. The financial issues that have tarnished the future of a generation.
Why financial wellness is essential is not up for debate.
This is a straightforward fact of life we have come to accept, yet so few of us are genuinely financially well. For some, financial wellness is simply a situation that is not achievable due to their circumstances. Yet, we see that even middle income to high-income families aren’t quite well off and struggle to keep up with bills and debt because of money temptations.
The book prepares us with the simple fact that you have to be ready for change – change in your mindset and change in your finances.
Whereas planning for retirement is a solid gold that everybody can understand, it is still a very abstract timing and goal. Some of us will be alive until our late 90s due to modern medicines (if we can afford it). But the quality of life we end up living during this time will largely depend on every single choice we make on a daily and monthly basis.
While we are thinking of our retirement, we are not thinking enough about our present.
Most of us do not think if the current job we are in will satisfy the needs of our future. We are not considering our spending habits, which could be leading us well into a hole we can’t dig out of. We continue producing income until an age, so we might not be running out of money outright. But that struggle is still real. To plan for retirement we have to take control of our current finances.
This book is a rude awakening and much needed for our generation. We have to get away from the old concept of financial responsibility. We have not been blessed with the economic paradise and a functioning world that our parents and grandparents grew up in. Millions are getting thrown into poverty every year. And the same three recommendations are coming across generations to save money: Putting money into personal accounts, spending less every year, and contributing to your 401K. You have to ask yourself, is this enough? You have to ask yourself, are you at all able to afford even this?
The retirement mirage makes you question all these things and gives you enough useful information that you can identify the problems in your spending habits. The time to change is now, find your copy on Amazon.